Ive been looknig for mnoey for school to help out my family from paying it along with being able to purchase a cheap car. id really rather get a personal loan so i can pay on it every month but can u also pay into a student loan whenever you want if you do it through your bank( bank of america)?. Id be looking to get a loan for around 10,000 i have a pretty stable job. are student loans fairly easy to get? if i have no established credit would it be impossible for me to get one? thanks
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Student Loans?
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You have to be enrolled in a college to get a student loan. If you are, no problem, they are easy to get.
Cripes, they hard to get paid off though.
For educational purpose banks give loans
heck with them .try few best suiting for you
Go see your Student Loan adviser at the school or college your enrolled in, they will explain all the details to you. Try to do this during the current break if you want money by the end of the coming semester.
At three years in college I myself am now in debt to the amount of $38,386.29 with over $28,000 of that on a (2.1%) Two point one percent interest rate the balence is at 3% for this year.
Seasons Greetings and Good Luck
Doug
-30-
There are two sources for student loans — the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In mostyou can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
yes, you can make payments right away with student loans.
I borrowed money for school, but ever since I discovered Dave Ramsey (8pm on the Fox Business Network), I probably would have done whatever I could to have reduced that amount or not have borrowed at all.
If you must borrow, ONLY do the government Stafford and Perkins loans. These will provided FIXED interest rates that are generally on the lower side. Private loans (where your credit will have to be checked) are usually NOT fixed, and the interest rates can change at any time. Student loans are not bankruptable either.